Mohammed Abubakkar Siddique, R. and Selvakumar, M. 2019. Factors Identification of Banking Penetration and Financial Empowerment: Application of Confirmatory Factor Analysis. Asian Journal of Managerial Science. 8, 2 (May 2019), 108–113. DOI:https://doi.org/10.51983/ajms-2019.8.2.1520.