LAN, T. T. Changes in the Structure of Capital Utilization and Operational Efficiency of Vietnamese Joint-Stock Commercial Banks. Indian Journal of Information Sources and Services, [S. l.], v. 16, n. 2, p. 167–179, 2026. DOI: 10.51983/ijiss-2026.16.2.18. Disponível em: https://ojs.trp.org.in/index.php/ijiss/article/view/5856. Acesso em: 8 jun. 2026.