V. Sajna, and Dr.A. Dharmaraj. “Determinants of Loan Repayment Behaviour: An Exploratory Study Among PMEGP Beneficiaries of MSME in Kerala”. Indian Journal of Information Sources and Services, vol. 14, no. 3, Sept. 2024, pp. 6-15, doi:10.51983/ijiss-2024.14.3.02.