Romeo B. Campos, Jr. “The Impact of Digitalization on Credit Risk Management in Microfinance Institutions in Nueva Ecija, Philippines”. Indian Journal of Information Sources and Services 14, no. 3 (September 30, 2024): 145–156. Accessed October 28, 2024. https://ojs.trp.org.in/index.php/ijiss/article/view/4544.